Copyright birminghammail
Tesco, Asda, Sainsbury’s and Iceland are offering Christmas savings schemes with an up to £25 boost. It comes after research showed t wo-fifths (40%) of Christmas shoppers fund their purchases from their disposable income or current account. Other popular payment methods include credit cards (18%), general savings (15%), and dedicated Christmas savings pots (13%). Adam Bullock, UK director at TopCashback, said: "Whilst Christmas may be widely dubbed ‘the most wonderful time of the year’, this research surprisingly shows just a small group of people are preparing weeks in advance for the festivities. "Whether that’s to make the most of available deals or simply be organised – but the majority of UK adults who celebrate are most likely to start their shopping in late November." READ MORE £65,000 warning for thousands of women with babies under age five "Setting up a monthly transfer into a specified Christmas savings pot will help earmark money for the festive season, so you don’t spend it elsewhere," he said. "A good time to do this is right after you’ve been paid, by setting up a standing order on, or just after, payday. Putting aside little amounts on a frequent basis will help you save sensibly." The frozen food giant says: " Load £100 of new savings onto your Bonus Club account in one or more transactions between 16th September - 28th October and not only will you receive your usual £5 bonus (£1 FREE for every £20), you'll also qualify for a £15 CHRISTMAS BONUS! That's a total of £20 ABSOLUTELY FREE. "Your standard £1 bonuses will be loaded onto your account within 48 hours and your £15 Christmas Bonus will be loaded by 22nd November, just in time for the festivities to begin." The Christmas Club card can be activated and reloaded at a Sainsbury's in-store checkout and self-service till only - it cannot be activated or reloaded at an Argos till. You can load any amount from £1 to £1,975. The maximum value you can load onto Christmas Club Card is £1,975. The Christmas Club Card may be used at Sainsbury's in-store, Sainsburys.co.uk and Argos.co.uk in part or full payment for goods. Tesco has extended the final opt-in date for customers to join Clubcard Christmas Savers, or to top up their savings and earn a bonus, from Thursday 16 October to Sunday 19 October. The Clubcard Christmas Savers scheme helps Tesco customers to save all their Clubcard vouchers throughout the year for the festive season. Scheme members can also top up their savings during the year with their own money, to a maximum £360. Customers can top-up online via the Tesco app or Clubcard website. When they’ve topped up at least £200, they’ll receive a £12 bonus from Tesco. All vouchers will then be sent to Clubcard Christmas Savers in their November Clubcard statement, ready to spend on their big Christmas shop. Set up automatic top-ups and let your Christmas savings take care of themselves. Or save as often as you like, online or in-store. Asda says: "As Christmas draws near, we'll give your festive budget a boost. Simply top-up by 5pm on 9th November 2025. "That's the food shop, presents and decorations all wrapped up! If you have any savings left over, you can spend them throughout the year." Morrisons links Christmas Saver stamps to the More card. Digital stamps can be purchased in denominations of £1, and the total number of stamps collected is tracked online. Bonuses are tiered: £1.50 for £49-£96.99 saved, up to £6 for £197+. The maximum bonus is £6 per year, and stamps purchased after October 31, 2025, will count toward next year’s balance.
