By Tionssocial Security September

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ReutersSocial Security recipients are scheduled to receive their monthly benefits on September 24, 2025, according to the latest guidance from the Social Security Administration (SSA).

On Wednesday, September 24, 2025, Social Security payments will be distributed to beneficiaries whose birthdays fall after the 20th of the month (from the 21st to the 31st). For these recipients, September 24 represents their scheduled payment day according to the Social Security Administration’s staggered calendar, which breaks down payments into three groups based on birthdates.Regarding how much beneficiaries will receive, the 2025 cost-of-living adjustment (COLA) is set at 2.5%. This increase raises the average monthly benefit by roughly $50 to about $1,950. This boost, although lower than 2024’s 3.2% adjustment, aligns with historical average increases and affects retirement, disability, and survivor benefits. Supplemental Security Income (SSI) and disability payments also follow this percentage increase.Importantly, September 2025 is the last month that the Social Security Administration will issue payments via paper checks. Starting October 1, all payments will be made through direct deposit or the Direct Express debit card system. Beneficiaries who still receive paper checks need to take action to switch payment methods to avoid delays.ALSO READ: New bill ending federal taxes on Social Security benefits in 2026: Millions of retirees may see bigger checks and less tax burdenThis transition to electronic payments aims to enhance efficiency, security, and timeliness in delivering benefits. Beneficiaries who currently receive paper checks are encouraged to enroll in direct deposit or opt for the Direct Express® card to continue receiving their monthly benefits without interruption.Live EventsSocial Security Payment Timing: Birthdate Determines Your Deposit DayThose who specifically get Social Security payments on Wednesday, September 24, 2025, are recipients whose birthdays fall after the 20th of any month (i.e., from the 21st to the 31st) and who began receiving benefits after May 1997. This group receives their monthly Social Security retirement, survivor, or disability benefits on the fourth Wednesday of each month, which in September 2025 is the 24th.ALSO READ: Social Security’s 2026 COLA could make history — here’s why it’s not enoughThis payment schedule staggers benefits across the month based on birthdate to ease processing and improve cash flow management for beneficiaries. Individuals born between the 1st and 10th receive payments on September 10, and those born between the 11th and 20th receive theirs on September 17.Additionally, Social Security recipients who started collecting benefits before May 1997 receive payments on the 3rd of the month (September 3, 2025). Supplemental Security Income (SSI) payments for September 2025 were issued early on August 29 due to the Labor Day holiday.In short, Payments are deposited on Wednesdays and staggered throughout the month as follows:If your birthday falls between the 1st and 10th of the month, your payment arrives on the second Wednesday (September 10).For birthdays from the 11th to 20th, benefits are paid on the third Wednesday (September 17).If born after the 20th, your payment will be sent on the fourth Wednesday (September 24).Recipients who began collecting Social Security before May 1997 receive their payment on the 3rd of the month (September 3). Additionally, those receiving both Social Security and Supplemental Security Income (SSI) follow a similar schedule, with SSI typically paid on the first of the month, except when holidays alter these dates.Payment amounts ranges for each recipient groupHere are the payment amount ranges for different Social Security recipient groups in 2025:Retirement, disability, and survivor benefits:The average monthly Social Security benefit for retired workers in 2025 is approximately $1,950.Monthly payments can range from the minimum to the maximum benefit:Minimum monthly benefit for long-term low earners is around $900.Maximum monthly benefit for those retiring at full retirement age is about $3,800.Disability benefits tend to fall within the $1,200 to $2,000 range depending on work history and earnings.Supplemental Security Income (SSI):SSI payments are for disabled, blind, or elderly individuals with limited income and resources.The maximum federal SSI payment for an individual in 2025 is $914 per month.Couples receive up to $1,371 per month under SSI.Early vs full retirement:Early retirees (age 62) receive reduced benefits, often about 70-80% of their full retirement benefit.Full retirement age benefits are based on highest 35 years of earnings and can reach the maximum mentioned above.These ranges reflect the 2.5% cost-of-living adjustment applied for 2025, which mildly increased payment amounts compared to 2024. Beneficiaries should check their individual statements for precise amounts as payments vary based on individual earnings records and eligibility.Why September 2025 Is Different: End of Paper ChecksA presidential executive order signed in March 2025 has ended the era of paper checks for Social Security beneficiaries, with the compliance deadline set for September 30. This change means recipients must have arranged for direct deposit or the Direct Express card by October to avoid delays or missed payments. This modernization effort aims to improve payment security and efficiency but requires action from those still relying on mailed checks.Supplemental Security Income (SSI) payments operate on a slightly different calendar. For example, the September 2025 SSI payment was issued early on August 29 due to the Labor Day holiday. Going forward, SSI recipients will continue to receive payments on the first business day of each month, adjusted for holidays, ensuring consistency for seniors and disabled individuals with limited income.Recipients should verify their payment method and banking details before the October transition to direct deposits. It’s advisable to use the official Social Security Administration (SSA) online portal or customer service to confirm payment dates and ensure no interruptions.Add as a Reliable and Trusted News Source Add Now!
Understanding the staggered payment schedule helps beneficiaries plan monthly budgets better, especially as inflation adjustments (the 2025 cost-of-living adjustment is 2.5%) slightly increase benefit amounts. While this year’s COLA is lower than 2024’s 3.2%, it still adds roughly $50 on average to monthly benefits, a meaningful boost for retirees and others relying on Social Security.(You can now subscribe to our Economic Times WhatsApp channel)

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