By Alex Nelson

Copyright northernirelandworld

Lloyds Banking Group will close 49 branches across the UK between January and October 2026Closures affect 26 Lloyds Bank, 10 Halifax, and 13 Bank of Scotland locationsCustomers can still use remaining branches, the Post Office, PayPoint locations, and mobile appsLINK is recommending 11 new banking hubs to support communities impacted by closuresAll affected staff will be offered alternative roles, with no direct job losses from the closures

A major banking group has announced plans to close 49 branches across the UK next year, affecting Lloyds Bank, Halifax, and Bank of Scotland sites.

Lloyds Banking Group said the closures are scheduled to take place between January and October 2026, reflecting an ongoing shift towards online banking.

The bank confirmed that 26 Lloyds branches, 10 Halifax, and 13 Bank of Scotland sites will shut.

After these closures, the group will be left with 705 branches nationwide: 359 Lloyds, 269 Halifax, and 77 Bank of Scotland locations.

Lloyds has said that all staff affected will be offered alternative roles within the business or at other branches, ensuring no job losses directly due to the closures. But for customers, the change may mean longer journeys to visit their nearest branch.

While physical branches are being reduced, Lloyds has said that customers still have multiple ways to manage their money, and that over 21 million people already use its mobile apps for everyday banking.

Those who prefer in-person service can use any remaining Lloyds, Halifax, or Bank of Scotland branch, visit the Post Office, or deposit cash at more than 30,000 PayPoint locations across the UK.

Cash access network Link said it was recommending 11 new banking hubs after the closure announcement, to help communities affected by closures.

These hubs will provide essential services such as cash withdrawals and deposits, helping to bridge the gap where local branches are closing.

This latest round of closures follows a broader trend across UK high streets, with NatWest announcing last week it would shut 46 mobile branches.

Both moves highlight the banking sector’s response to declining in-person visits, as more customers move towards digital banking solutions.

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Which Lloyds Bank branches are closing?

For customers wondering whether their local branch is affected, Lloyds Banking Group has published a full list of the 49 locations that will close

It is worth checking in advance and planning any essential branch visits before closures take effect.

Lloyds Bank

Alfreton, Derbyshire – January 19Ammanford, Carmarthenshire, Wales – January 12Bideford, Devon – January 13Harborne, West Midlands – October 9Camborne, Cornwall – October 7Chepstow, Monmouthshire, Wales – October 7Chester-le-Street, Co Durham – January 14Deal, Kent – January 22Fleet, Hampshire – January 13Gillingham, Dorset – January 8Gorseinon, Swansea, Wales – October 12Havant, Hampshire – January 19Hedge End, Hampshire – January 21Hedon, Yorkshire – January 28Ivybridge, Devon – January 14Lewes, East Sussex – January 19Mitcham, London – January 8New Addington, London – January 14Okehampton, Devon – March 25Penzance, Cornwall – January 21Petersfield, Hampshire – January 21Ryde, Isle of Wight – January 21Stamford, Lincolnshire – January 20Swadlincote, Derbyshire – January 20Totnes, Devon – January 8Totton, Hampshire – January 19

Buxton, Derbyshire – January 20Camborne, Cornwall – October 7Deal, Kent – January 22Hastings, East Sussex – January 22Havant, Hampshire – January 15Middleton, Greater Manchester – January 8Seaford, East Sussex – January 19Skipton, Yorkshire – January 26Wandsworth, London – January 15Yeovil, Somerset – January 12

Bank of Scotland

Bellshill, North Lanarkshire – January 12Castle Douglas, Dumfries and Galloway – January 22Dingwall, Easter Ross – March 25Erskine, Renfrewshire – January 13Gairloch, Wester Ross, – January 15Glasgow Anniesland – January 12Grangemouth, Falkirk – October 9Hawick, Roxburghshire – October 7Largs, North Ayrshire – March 25Larkhall, South Lanarkshire – January 8Nairn, Highlands – January 20St Andrews, Fife – January 20Tain, Highlands – January 12

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