By Samannay Biswas
Copyright timesnownews
Paisalo Digital Limited, the LIC-owned non-banking financial company (NBFC), was in the spotlight on September 22 after its promoter, Equilibrated Venture Cflow Pvt Ltd, raised its stake in the firm. The acquisition of 45 lakh shares increased the promoter’s holding from 19.17% to 19.67%, signaling confidence in the company’s growth prospects. The transaction, executed via open market purchases, was disclosed under SEBI Regulation 29(2) concerning substantial acquisitions and takeovers. Each share carries a face value of Re. 1. Prior to this move, the promoter group had acquired over 7.39 lakh shares in December 2024, adding 0.0823% to its stake. LIC and SBI Life Maintain Steady Holdings Institutional investors continued to show confidence in Paisalo Digital. Life Insurance Corporation of India (LIC) retained its stake of 6.2 crore shares, while SBI Life Insurance held 7.75 lakh shares, unchanged from the previous quarter. These long-standing holdings reflect sustained trust in the NBFC’s business model and operational stability. Dividend Record Date Announced Paisalo Digital has set September 22, 2025, as the record date for the final dividend entitlement for FY25. The company had earlier recommended a 10% dividend, equivalent to ₹0.10 per fully paid equity share of ₹1. The payout is subject to shareholder approval at the upcoming 33rd Annual General Meeting on September 29, 2025. Q1FY26 Performance Shows Growth The NBFC reported a 13.5% YoY increase in net profit, reaching ₹47 crore in Q1FY26, up from ₹41.5 crore in Q1FY25. Total income rose 17.2% YoY to ₹218.71 crore, compared to ₹186.55 crore last year. Interest income was the primary driver, growing 21.7% to ₹200.88 crore, while fee and commission income moderated slightly to ₹17.37 crore from ₹20.06 crore in the previous year. Analysts note that the performance highlights the company’s growing lending operations and robust credit portfolio. Stock Performance and Trends Paisalo Digital’s stock has had a volatile 12 months, falling nearly 35% over the year. However, the share has rebounded 11% in the last six months, 29% in the last three months, and 28% in the past month. The stock reached a 52-week high of ₹63.52 in December 2024 and a low of ₹29.40 in June 2025, illustrating strong price swings typical of small-cap NBFCs. Outlook The promoter’s increased stake, combined with steady institutional support from LIC and SBI Life, positions Paisalo Digital favorably for continued growth. The NBFC’s robust Q1 performance and upcoming dividend announcement could attract further investor attention, especially as the company leverages its digital lending platform to expand its market presence.
