Copyright nytimes

What Will You Pay For College?: Nearly two dozen private colleges are offering an online tool that factors in need-based grants and scholarships to estimate students’ actual costs. Signing Up for Credit Cards: A growing number of Americans are making thousands by exploiting credit card reward offers. Should you? Companies Are Battling Over Your 401(k): Financial tech companies are connecting outside financial advisers to your retirement accounts, and at least one investment firm, Fidelity, is resisting. Higher Premiums Coming: Employers say they are facing the biggest increase in health costs in more than a decade. Workers’ best option, experts say, is to carefully weigh various plans. Five Pearls of Wisdom: Jonathan Clements, the longtime Wall Street Journal personal finance columnist, died. Here are some of his best financial ideas. Missed Student Loan Payments: Young adults, those 18 to 29, are starting to see the negative effect of missed student loan payments on their FICO credit scores. Here’s how to deal with a drop in your score.