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Horace Mann raises 2025 core EPS guidance to $4.50-$4.70 as all segments exceed targets Nov. 05, 2025 2:31 PM ETHorace Mann Educators Corporation (HMN) StockAI-Generated Earnings Calls Insights Comments Earnings Call Insights: Horace Mann Educators Corporation (HMN) Q3 2025 Management View Marita Zuraitis, President and CEO, stated that "Horace Mann reported record third quarter core EPS of $1.36, a 64% increase over the prior year." She emphasized, "Trailing 12-month core return on equity has increased to 13.8%." Zuraitis Seeking Alpha's Disclaimer: The earnings call insights are compilations of earnings call transcripts and other content available on the Seeking Alpha website. The insights are generated by an AI tool and have not been curated or reviewed by editors. Due to inherent limitations in using AI-based tools, the accuracy, completeness, or timeliness of the earnings call insights cannot be guaranteed. Please see full earnings call transcripts here. The earnings call insights are intended for informational purposes only. Seeking Alpha does not take account of your objectives or your financial situation and does not offer any personalized investment advice. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Quick Insights Primary drivers included lower catastrophe losses, strong performance across all business segments, significant growth in supplemental and group benefits sales, and increased net premiums and revenues. Management expressed confidence in achieving long-term EPS targets, citing ongoing investments in growth and digital initiatives while warning that favorable catastrophe losses may not recur and that near-term expenses will remain high due to scaling. Investments in lead generation, digital engagement, GenAI, and educator partnerships are aimed at improving scale and efficiency for sustained profitability, with management expecting long-term benefits despite higher near-term expenses. Recommended For You More Trending News
