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It’s not every day that a 28-year-old from Punjab takes on Silicon Valley’s biggest tech titans — but Pearl Kapur isn’t your everyday entrepreneur. His rise has been nothing short of cinematic. In July 2023, Zyber 365, a little-known Web 3.0 and AI startup he founded, stunned the business world by hitting a valuation of over $1.2 billion in record time. Today, Kapur isn’t just running a company — he’s shaping India’s digital destiny with Kyvex, his new AI-powered answer engine that aims to outthink ChatGPT and outshine Perplexity. ,Kapur’s story is equal parts grit, genius, and an unrelenting belief that India’s tech ecosystem can compete with — and even surpass — the best in the world. For someone who once spent his school days scribbling code and equations in a Punjab classroom, the journey to billionaire status has been defined by daring moves and relentless innovation. ,Early Life and Education: The Making of a Modern Maverick ,,Born into a middle-class family in Punjab, Pearl Kapur’s fascination with technology emerged early. Friends recall him as a boy who spent more time with circuit boards and coding manuals than cricket bats. He excelled academically, showing a flair for numbers, finance, and systems thinking — a combination that would later define his entrepreneurial style. ,Kapur’s big leap came when he earned a place at Queen Mary University of London, where he pursued an MSc in Investment Banking under the CFA pathway. Immersed in global finance and cutting-edge technology, he developed a deep interest in blockchain — a field then still in its infancy. His exposure to world leaders and thinkers at events like the World Economic Forum in Davos further expanded his worldview. ,After completing his studies, he began his career in investment banking in London. But Kapur was never built for the corporate cage — he was dreaming of something bigger, faster, and bolder. ,From London to Launch: The Birth of Zyber 365 ,,In 2019, after returning from the UK, Kapur took a leap of faith. By May 2023, Zyber 365 was born — a company built on the idea that blockchain and cybersecurity could be the backbone of a more secure, decentralised digital future. ,Zyber 365 quickly made headlines for a reason that defied Silicon Valley logic — it became a billion-dollar company at a pre-revenue stage. Backed by Sram & Mram Group in its Series A round, the firm achieved unicorn status almost overnight. Investors were drawn to the strength of its ideas and the credibility of its team, not just its balance sheet. ,The company’s focus? Building secure digital ecosystems that can transform sectors from finance and healthcare to education and logistics. Kapur’s vision was simple but radical — “data privacy isn’t a luxury; it’s a right.” ,The Lifestyle of India’s Youngest Billionaire ,,Despite his billion-dollar net worth, Pearl Kapur is known for his grounded lifestyle. He splits his time between Monaco and London, yet avoids the trappings of excess. His mornings often begin with meditation, followed by long brainstorming sessions with his core team. ,When he does unwind, Kapur indulges in his love for supercars — among his collection are a Bugatti Centodieci and a Koenigsegg Jesko. He’s also an avid traveller, R&B music lover, and an enthusiastic cricket and table tennis player. ,Interestingly, he’s a strong advocate for mental health awareness in the tech and startup ecosystem. In interviews, he’s often spoken about how building Zyber 365 taught him the importance of balance, discipline, and mindfulness — lessons he wishes more young founders would embrace. ,Net Worth and Beyond ,,As of 2025, Pearl Kapur’s estimated net worth stands at $1.1 billion (Rs 1,02,461 crore) — a figure that makes him not just India’s youngest billionaire, but also one of the youngest self-made billionaires in the world. ,Zyber 365’s meteoric rise has made Kapur a sought-after name in the global tech circuit, but he insists this is just the beginning. His focus now is on building technology that empowers India’s youth and makes AI accessible to everyone. ,From Zyber 365 to Kyvex: India’s Big AI Leap ,,In 2025, Kapur unveiled Kyvex, a cutting-edge AI-powered answer engine designed to rival ChatGPT and Perplexity. Unlike conventional AI chat tools, Kyvex is built for deep, research-oriented, context-aware learning — a blend of intelligence and intuition. ,Backed by notable figures such as Prof. Ramgopal Rao (former Director of IIT Delhi) and Prof. P.P. Chakrabarti (former Director of IIT Kharagpur), Kyvex combines academic rigour with real-world scalability. It runs on Zyber 365’s proprietary Large Language Model (LLM) and is currently available as a web-based platform, with mobile and browser-integrated versions on the horizon. ,In Kapur’s words, “Kyvex isn’t just a chatbot — it’s India’s leap into the future of knowledge discovery. We want to democratise intelligence, not gatekeep it.” ,Fun Fact: ,,At just 28, Pearl Kapur has already attended more World Economic Forums than most executives twice his age — and he’s still not done making headlines. ,The Future Is Here — and It’s Indian ,,From a startup founded in May 2023 to a billion-dollar valuation, and now a revolutionary AI platform, Pearl Kapur’s story reads like a masterclass in vision and velocity. His work embodies the aspirations of a new India — confident, innovative, and ready to lead the global AI race. ,As Kapur often says, “The future doesn’t belong to those who predict it — it belongs to those who build it.” ,And if his track record is any indication, Pearl Kapur is well on his way to building not just the future of AI, but the future of India’s place in it.
