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Bilt Rent Day is here again, and this month all Bilt Rewards members can get a redemption bonus of up to 50% when using Amazon’s Shop With Points on Oct. 1. Select members can also get a redemption bonus of up to 75% when redeeming their points toward rent through a targeted offer. But these two offers may not be as good as they sound, for reasons we’ll explain later.
Just like in every month, Bilt Mastercard® holders can earn double points on all non-rent spending with their card on the first day of the month. Bilt is also offering several neighborhood events and benefits in various cities, including free fitness classes, paid dining and comedy experiences and free stromboli at the Bilt Neighborhood Cafe on Rent Day.
Check out details for Bilt’s October Rent Day offers and how you can take advantage of all the perks.
Bilt Mastercard®
Rewards
Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year, 3x points on dining, 2x points on travel, and 1x points on other purchases. Use the card 5 times each statement period to earn points.
Welcome bonus
None
Annual fee
None
Intro APR
N/A
Regular APR
See Terms
Balance transfer fee
Up to 5% for each balance transfer, with a minimum of $5.
Foreign transaction fee
None
Credit needed
Excellent/Good
See rates/fees and rewards/benefits; terms apply.
October Bilt Rent Day benefits
On Oct. 1, Bilt members can receive a redemption bonus of between 20% and 50%, depending on their Bilt status, when redeeming points through Shop With Points at Amazon.com. This redemption bonus increases the value of your points, which are normally worth 0.7 cents apiece when redeeming for Amazon purchases.
How much your points could be worth with the Rent Day bonus depends on your Bilt status:
Bilt October 2025 Rent Day Amazon redemption bonus values
Bilt status Redemption bonus Value per Bilt point with the bonus Blue20%0.84 centsSilver30%0.91 centsGold40%0.98 centsPlatinum50%1.05 cents
To take advantage of this offer, you’ll first need to link your Bilt account to your Amazon account at https://amazon.com/biltrewards. When you check out on Amazon, you can choose “Use Bilt Points” as your payment method and opt to cover some or all of the cost with Bilt points.
As long as you make your purchase between 12 a.m. ET and 11:59 PT on Oct. 1, 2025, you’ll automatically receive the increased value.
For select Bilt members only: rent credit redemption bonus
In addition to the Amazon redemption bonus available to all members, select members can also get a redemption bonus of up to 75% when redeeming their points toward a rent credit.
If you’re targeted for this offer, you’ll see the details — including the exact bonus rate you’re eligible for — in the Bilt app or on the Bilt website. Redeeming points towards a rent credit normally gets you 0.55 cents per point, so your points could be worth up to 0.96 cents apiece with the maximum bonus.
This offer is valid from 9:00 a.m. ET on Sept. 25, 2025, through 11:59 PT on Oct. 1, 2025, for members who receive the offer in their account. Eligible members can take advantage of this offer multiple times during the offer period.
Should you take advantage of the Amazon and rent redemption bonuses?
If you were already planning to redeem your points for Amazon purchases or rent, these redemption bonuses are a nice perk that gives you a little more bang for your points. But even with these bonuses, Shop With Points on Amazon and rent credits still aren’t the best ways to spend your Bilt points.
Even with the highest bonus—which requires $50,000 in eligible spending or 200,000 in total points earned per calendar year to reach Platinum status—you’d be getting about or less than one cent per point in redemption value. Realistically, most Bilt members will get far less.
By contrast, the following redemption options offer equal or better value for your points and are always available:
Transferring to travel partners: you can transfer Bilt points at a (mostly) 1:1 ratio to Bilt’s 22 hotel and airline partners, then use those points to book free flights and hotel stays through the partner’s own loyalty program. The value you’ll get for your points varies by redemption, but it’s relatively easy to get one to two cents per point and potentially much more if you find a good deal.
Travel through Bilt Travel: points are worth a fixed 1.25 cents apiece when used to book hotels and flights through the Bilt Travel portal.
Down payment on a home: points are worth 1.5 cents apiece when you redeem them toward a down payment on a house. This option requires you to provide documentation showing you’re in the process of buying a home.
Student loan payments: points are worth one cent apiece when used to pay an eligible student loan balance. To access this redemption option, you first need to link your student loans to your Bilt account.
Bilt points are one of the most valuable rewards currencies out there, and using them on a rent credit or shopping at Amazon is generally considered suboptimal. The October Rent Day redemption bonus, while a small boost, doesn’t change that. But if none of the above redemption options appeal to you, or if you really want to use your points to cover an Amazon purchase or your rent this month, then you’ll be best off doing it on Oct. 1.
Earn double points
On the first day of every month, Bilt Mastercard® holders earn double points on all non-rent purchases. Cardholders can earn up to 1,000 bonus points from 12:00 a.m. ET through 11:59 p.m. PT on Oct. 1.
The bonus earnings for that day are:
6X points on dining (usually 3X)
4X points on travel (usually 2X)
2X points on all other non-rent purchases (usually 1X)
The elevated earning rates are quite lucrative, making the Bilt card a potentially better option on the first of the month than a traditional travel card like the Chase Sapphire Preferred® Card (see rates and fees) or American Express® Gold Card.
Keep in mind that you must use your Bilt Mastercard at least five times each statement period to earn points, including these bonuses.
Other perks
There are several other promotions, both in-person and online, during October’s Rent Day.
Rent Free game show: Members can play the Rent Free Game on the Bilt website or app for the chance to win free rent for the month (up to $2,500) or Bilt points. The contest begins at 12 p.m. ET on Sept. 25 and ends at 3 p.m. ET on Oct. 1. Results will be announced in the Bilt app at 4 p.m. ET on Oct. 1.
Fitness experiences: Members can book a free Rent Day class on Oct. 1 at select Barry’s and SoulCycle locations across the country. Reservations are first-come, first-served and can be booked through the Bilt app. Reservations open on Sept. 26 at 11:50 a.m. ET for Gold and Platinum members and at 12 p.m. ET for all Bilt members. In addition, SoulCycle Rent Day class attendees will be entered into a sweepstakes to win a month of free rent (up to $2,500).
Dining experiences: Members can use cash or Bilt points to book exclusive experiences at select restaurants across the country on Oct. 1. Experiences include multi-course tasting menus, hand roll sushi classes and more. Reservations open on Sept. 26 (with early access for Gold and Platinum members) and close on Sept. 30. Tickets are limited and available on a first-come, first-served basis.
Comedy experiences: Members can use cash or Bilt points to book comedy experiences at various comedy clubs across the country — including two events featuring SNL alum Leslie Jones — throughout October and November. Booking deadlines vary by event. Tickets are limited and available on a first-come, first-served basis.
Free stromboli at the Bilt Neighborhood Cafe: The first 800 members who visit the Bilt Neighborhood Cafe in New York City between 8 a.m. ET and 6 p.m. ET on Oct 1 will receive a free serving of stromboli (meat and vegetarian options available) from local restaurant Scarpetta. The stromboli is complimentary on Rent Day only, but available for purchase all month for $8.
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