Voya Financial (NYSE:VOYA – Get Free Report) and Baldwin Insurance Group (NASDAQ:BWIN – Get Free Report) are both mid-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, valuation, analyst recommendations, institutional ownership, profitability, risk and earnings.
Insider & Institutional Ownership
96.1% of Voya Financial shares are owned by institutional investors. Comparatively, 77.5% of Baldwin Insurance Group shares are owned by institutional investors. 1.0% of Voya Financial shares are owned by company insiders. Comparatively, 18.5% of Baldwin Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
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Analyst Ratings
This is a summary of recent ratings and target prices for Voya Financial and Baldwin Insurance Group, as reported by MarketBeat.
Voya Financial currently has a consensus price target of $83.70, indicating a potential upside of 12.59%. Baldwin Insurance Group has a consensus price target of $43.67, indicating a potential upside of 61.01%. Given Baldwin Insurance Group’s higher possible upside, analysts plainly believe Baldwin Insurance Group is more favorable than Voya Financial.
Profitability
This table compares Voya Financial and Baldwin Insurance Group’s net margins, return on equity and return on assets.
Volatility and Risk
Voya Financial has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500. Comparatively, Baldwin Insurance Group has a beta of 1.39, suggesting that its share price is 39% more volatile than the S&P 500.
Earnings and Valuation
This table compares Voya Financial and Baldwin Insurance Group”s gross revenue, earnings per share and valuation.
Voya Financial has higher revenue and earnings than Baldwin Insurance Group. Baldwin Insurance Group is trading at a lower price-to-earnings ratio than Voya Financial, indicating that it is currently the more affordable of the two stocks.
Summary
Voya Financial beats Baldwin Insurance Group on 9 of the 14 factors compared between the two stocks.
About Voya Financial
(Get Free Report)
Voya Financial, Inc. engages in the provision of workplace benefits and savings products in the United States and internationally. The company operates through three segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. The segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional and individual customers. The Health Solutions segment offers various insurance products comprising stop loss, group life, group disability, whole life, critical illness, accident, and hospital indemnity insurance. The segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors and institutional clients through its direct sales force, consultant channel, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.
About Baldwin Insurance Group
(Get Free Report)
The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.