First Financial Bankshares (NASDAQ:FFIN – Get Free Report) and California International Bank, N.A. (OTCMKTS:CAIB – Get Free Report) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, analyst recommendations, valuation, institutional ownership, dividends, earnings and risk.
Insider and Institutional Ownership
69.8% of First Financial Bankshares shares are owned by institutional investors. 4.2% of First Financial Bankshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
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Analyst Ratings
This is a breakdown of current ratings and target prices for First Financial Bankshares and California International Bank, N.A., as reported by MarketBeat.com.
First Financial Bankshares currently has a consensus price target of $39.00, indicating a potential upside of 15.93%. Given First Financial Bankshares’ stronger consensus rating and higher possible upside, research analysts clearly believe First Financial Bankshares is more favorable than California International Bank, N.A..
Profitability
This table compares First Financial Bankshares and California International Bank, N.A.’s net margins, return on equity and return on assets.
Earnings and Valuation
This table compares First Financial Bankshares and California International Bank, N.A.”s top-line revenue, earnings per share and valuation.
First Financial Bankshares has higher revenue and earnings than California International Bank, N.A..
Risk and Volatility
First Financial Bankshares has a beta of 0.86, suggesting that its share price is 14% less volatile than the S&P 500. Comparatively, California International Bank, N.A. has a beta of -1.35, suggesting that its share price is 235% less volatile than the S&P 500.
Summary
First Financial Bankshares beats California International Bank, N.A. on 9 of the 9 factors compared between the two stocks.
About First Financial Bankshares
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First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. The company offers checking, savings and time deposits; automated teller machines, drive-in, and night deposit services; safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and performing other customary commercial banking services; securities brokerage services; and trust and wealth management services, including wealth management, estates administration, oil and gas management, testamentary trusts, revocable and irrevocable trusts, and agency accounts. It also provides commercial and industrial, municipal, agricultural, construction and development, farm, residential, and consumer auto and non-auto, as well as non-owner occupied and owner occupied commercial real estate loans. In addition, the company offers advisory and specialized services related to asset management, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas.
About California International Bank, N.A.
(Get Free Report)
California International Bank, N.A. provides various banking products and services to personal and business customers in California. It offers checking accounts, savings and investment products, loans, ATM and debit cards, payment processing solutions, and online banking services. California International Bank, N.A. was incorporated in 2006 and is headquartered in Westminster, California.