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High streets across the UK are facing another wave of change as major banks continue shutting branches in 2025. More than half of all UK bank branches have already vanished since 2015, with lenders citing falling footfall and the rise of online banking as key reasons, reports Express.co.uk. However critics argue these closures hit hardest in rural areas and smaller towns, where many people, particularly the elderly and vulnerable, still rely on face-to-face services. READ MORE: Key money advice as Nationwide £150 payment alert issued to anyone with a savings account Get breaking news on BirminghamLive WhatsApp , click the link to join Here’s the full breakdown of all confirmed bank branch closures in 2025 from Santander, NatWest, and Lloyds Banking Group (which includes Lloyds, Halifax and Bank of Scotland). Branch closures include those in the West Midlands, with Santander closing two in Birmingham and one in Dudley . Other Santander closures in the region including Kidderminster and Shrewsbury. While Lloyds and NatWest have both announced closures in Kidderminster.