By yogi
Copyright sundaysprout
Disclaimer : We don’t directly give advice to buy or sell shares. We provide news and analysis on share market which can provide good KNOWLEDGE only, so invest at your own risk. In this share market analysis article we are going to get to know about Japan’s best Banking & Finance stocks. You are going to get full stocks analysis, so read it full. Stocks Insights for Japan’s Best Banking & Finance Companies : CompanyStock Price (¥)Market Cap (¥ Trillion)Net Profit (LTM)Mitsubishi UFJ (MUFG)1,65022.8¥1.48 TrillionSumitomo Mitsui (SMFG)9,20012.1¥1.10 TrillionMizuho Financial Group3,1008.2¥900.0 BillionResona Holdings9203.0¥180.0 BillionShinsei Bank2,4500.75¥62.0 BillionBank of Yokohama1,3801.1¥70.0 BillionChiba Bank1,2200.95¥65.2 BillionFukuoka Financial Group4,1500.55¥36.5 BillionHokkoku Bank3,6800.11¥8.4 BillionNomura Holdings9503.3¥310.0 BillionDaiwa Securities Group8701.3¥140.0 BillionSBI Holdings4,2002.5¥210.0 BillionOrix Corporation3,4004.1¥360.0 BillionSumitomo Mitsui Trust Holdings3,8502.8¥240.0 BillionJapan Post Holdings1,5507.0¥480.0 BillionExtra Reference : Nikkei Financial Analysis for Japan’s Best Banking & Finance Companies Stocks : CompanyP/E RatioROCEDebt/EquityMitsubishi UFJ (MUFG)15.44.5%9.5Sumitomo Mitsui (SMFG)11.04.8%9.8Mizuho Financial Group9.14.2%10.2Resona Holdings16.75.0%8.1Shinsei Bank12.13.8%7.5Bank of Yokohama15.76.1%6.9Chiba Bank14.65.8%7.2Fukuoka Financial Group15.15.5%6.5Hokkoku Bank13.16.5%5.8Nomura Holdings10.68.5%5.2Daiwa Securities Group9.39.0%4.8SBI Holdings11.912.5%2.5Orix Corporation11.410.8%3.8Sumitomo Mitsui Trust Holdings11.76.2%8.5Japan Post Holdings14.67.0%4.0Best Picks SBI Holdings: Exceptional profitability, low debt, and well-balanced financial health.Daiwa Securities: Attractive valuation, strong returns, and low financial risk.Orix Corp: High profitability, reasonable valuation, and efficient operations.Hokkoku Bank & Bank of Yokohama: Strong regional performers with good profitability and stability.Avoids / High Risk Mizuho Financial: Weak profitability and excessive leverage compared to peers.Resona Holdings: Overvalued relative to its mediocre performance.Shinsei Bank: Poor profitability and inefficient use of capital.Piotroski F-Score Analysis Japan’s Best Banking & Finance Stocks CompanyPiotroski F-ScoreInterpretationSBI Holdings9Exceptionally Strong. Highest financial health.Orix Corporation8Very Strong. Robust financial position.Daiwa Securities Group8Very Strong. Robust financial position.Hokkoku Bank7Strong. Good financial health.Nomura Holdings7Strong. Good financial health.Japan Post Holdings7Strong. Good financial health.Bank of Yokohama6Fair. Moderate financial position.Chiba Bank6Fair. Moderate financial position.Fukuoka Financial Group6Fair. Moderate financial position.Sumitomo Mitsui (SMFG)5Average. Mixed signals; requires caution.Mitsubishi UFJ (MUFG)5Average. Mixed signals; requires caution.Resona Holdings4Weak. Poor financial health.Sumitomo Mitsui Trust Hldgs4Weak. Poor financial health.Shinsei Bank3Weak. High financial distress risk.Mizuho Financial Group3Weak. High financial distress risk.Top Picks (High F-Score): SBI Holdings (9), Orix Corp (8), and Daiwa Securities (8) are in the best fundamental financial health according to the Piotroski criteria.Avoids (Low F-Score): Mizuho (3), Shinsei Bank (3), Resona (4), and Sumitomo Mitsui Trust (4)show signs of fundamental weakness and would be avoided by this strategy.Credit Ratings Analysis : Future Investment Analysis for Japan’s Banking & Finance Stocks Company R&I RatingOutlookMitsubishi UFJ (MUFG)AAAStableSumitomo Mitsui (SMFG)AA+StableMizuho Financial GroupAA+StableResona HoldingsAAStableShinsei Bank, Ltd.BBBNegativeBank of Yokohama, Ltd.AAStableThe Chiba Bank, Ltd.AAStableFukuoka Financial Group, Inc.A+StableThe Hokkoku Bank, Ltd.AStableNomura Holdings, Inc.A-StableDaiwa Securities Group, Inc.BBB+StableSBI Holdings, Inc.BBB+PositiveORIX CorporationAA-StableSumitomo Mitsui Trust Holdings, Inc.AA+StableJapan Post Holdings Co., Ltd.AAAStableFinal Words : Future Investment Analysis for Japan’s Best Banking & Financial Stocks CompanyPEG Ratio (Aug 2025)Mitsubishi UFJ (MUFG)4.40Sumitomo Mitsui (SMFG)2.75Mizuho Financial Group3.64Resona Holdings3.71Shinsei Bank, Ltd.12.10Bank of Yokohama, Ltd.3.14The Chiba Bank, Ltd.3.24Fukuoka Financial Group, Inc.3.78The Hokkoku Bank, Ltd.2.38Nomura Holdings, Inc.1.51Daiwa Securities Group, Inc.1.16SBI Holdings, Inc.0.95ORIX Corporation1.34Sumitomo Mitsui Trust Holdings, Inc.2.34Japan Post Holdings Co., Ltd.4.87Best Picks (Low PEG – Growth at a Reasonable Price) CompanyPEG RatioSBI Holdings, Inc.0.95Daiwa Securities Group, Inc.1.16ORIX Corporation1.34Nomura Holdings, Inc.1.51Avoids (High PEG – Overvalued or Low Growth) CompanyPEG RatioShinsei Bank, Ltd.12.10Japan Post Holdings Co., Ltd.4.87Mitsubishi UFJ (MUFG)4.40Fukuoka Financial Group, Inc.3.78Future Investment Stocks : CompanyFuture ProspectsFinancial AnalysisMitsubishi UFJ (MUFG)GoodGoodSumitomo Mitsui (SMFG)GoodGoodMizuho Financial GroupGoodGoodResona HoldingsGoodGoodShinsei Bank, Ltd.BadBadBank of Yokohama, Ltd.GoodGoodThe Chiba Bank, Ltd.GoodGoodFukuoka Financial Group, Inc.GoodGoodThe Hokkoku Bank, Ltd.NeutralNeutralNomura Holdings, Inc.GoodGoodDaiwa Securities Group, Inc.NeutralNeutralSBI Holdings, Inc.GoodNeutralORIX CorporationGoodGoodSumitomo Mitsui Trust HoldingsGoodGoodJapan Post Holdings Co., Ltd.GoodGoodShort-Term & Long-Term Investment PossibilitiesCompanyShort-Term InvestmentLong-Term InvestmentMitsubishi UFJ (MUFG)GoodGoodSumitomo Mitsui (SMFG)GoodGoodMizuho Financial GroupGoodGoodResona HoldingsGoodGoodShinsei Bank, Ltd.BadBadBank of Yokohama, Ltd.GoodGoodThe Chiba Bank, Ltd.GoodGoodFukuoka Financial Group, Inc.GoodGoodThe Hokkoku Bank, Ltd.NeutralNeutralNomura Holdings, Inc.GoodGoodDaiwa Securities Group, Inc.NeutralNeutralSBI Holdings, Inc.GoodGoodORIX CorporationGoodGoodSumitomo Mitsui Trust HoldingsGoodGoodJapan Post Holdings Co., Ltd.GoodGoodBest Investment Picks : Mitsubishi UFJ (MUFG)Sumitomo Mitsui (SMFG)Mizuho Financial GroupResona HoldingsJapan Post Holdings Co., Ltd.ORIX CorporationAvoid : Shinsei Bank, Ltd.Daiwa Securities Group, Inc.The Hokkoku Bank, Ltd.So, this was it for Japan’s best Banking & Financials stocks. You can get from many tables the fundamentals which would be beneficial for you to select the best Investments. Happy Investing