One of the best ways to quickly earn credit card rewards is to open a new card and take advantage of a substantial welcome bonus. These introductory offers don’t last forever, so it’s best to apply as soon as possible.
Right now, two of the best no-annual-fee business cards — the Ink Business Cash Credit Card (see rates and fees) and Ink Business Unlimited Credit Card (see rates and fees) — have super-sized welcome bonuses worth $900.
Ink Business Cash® Credit Card
CNBC Select Rating
5.0
On Chase’s site
CNBC Select Rating
5.0
On Chase’s site
Credit score
Good to Excellent670–850
Regular APR
17.49% – 25.49% variable
Annual fee
$0
Welcome bonus
Earn $900
See rates and fees. Terms apply.
The Ink Business Cash® Credit Card is a no-annual-fee cash-back business card that’s especially rewarding at office supply stores and gas stations.
Valuable welcome bonus
Intro APR for purchases
No annual fee
Bonus spending categories have annual limits
Has a foreign transaction fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
Earn $900 when you spend $6,000 on purchases in the first three months after account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
0% introductory APR for 12 months on purchases
Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Foreign transaction fee
3% of each transaction in U.S. dollars
Ink Business Unlimited® Credit Card
CNBC Select Rating
5.0
On Chase’s site
CNBC Select Rating
5.0
On Chase’s site
Credit score
Good to Excellent670–850
Regular APR
17.49% – 23.49% variable
Annual fee
$0
Welcome bonus
Earn $900 bonus cash back
See rates and fees. Terms apply.
The Ink Business Unlimited® Credit Card is a flat-rate cash-back card with a strong intro-APR offer for purchases.
Intro APR for purchases
Valuable welcome bonus
No annual fee
You can’t transfer rewards to travel partners without pairing it with another Chase card
Has a foreign transaction fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Foreign transaction fee
3% of each transaction in U.S. dollars
Chase Ink Business Cash and Ink Business Unlimited welcome bonuses
Right now, the Ink Business Cash and Ink Business Unlimited credit cards are both offering:
$900 cash bonus after spending $6,000 on purchases in the first three months from account opening.
These bonuses are worth $150 more than either card’s previous offer and the spending requirement for the Ink Business Unlimited is the same. However, the Ink Business Cash card has altered its requirement. It was a tiered bonus you could earn over six months, so it required less spending per month. The offer was smaller, but it was easier to earn.
The new deals match the largest welcome bonuses we’ve seen for these cards. So, if you’ve had your eye on either, now is a the time to apply.
Don’t forget, you can boost the value of these bonuses if you pair these cards with a Chase credit card that allows transfers to the Ultimate Rewards travel partners. So if you have (or plan to get) a card like the Chase Sapphire Preferred Card (see rates and fees) or Ink Business Preferred Credit Card (see rates and fees), these offers are even more valuable.
Chase Sapphire Preferred® Card
CNBC Select Rating
5.0
On Chase’s site
CNBC Select Rating
5.0
On Chase’s site
Spotlight
With Points Boost, your rewards will be worth up to 1.5x on thousands of top-booked hotels and flights from select airlines through Chase Travel.
Credit score
Good to Excellent670–850
Regular APR
19.99% – 28.24% variable
Annual fee
$95
Welcome bonus
Earn 75,000 bonus points
See rates and fees. Terms apply. Member FDIC.
Read our Chase Sapphire Preferred® Card review.
The Chase Sapphire Preferred® Card packs a punch for a $95 annual fee card, offering annual travel credits, comprehensive travel protections and more.
You can transfer rewards to all of Chase’s travel partners including World of Hyatt, Southwest Rapid Rewards and many more
Long list of travel and shopping protections
$50 annual Chase Travel hotel credit
Has an annual fee
Requires a high credit score
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
Ink Business Preferred® Credit Card
CNBC Select Rating
5.0
On Chase’s site
CNBC Select Rating
5.0
On Chase’s site
Credit score
Good to Excellent670–850
Regular APR
20.24% – 26.24% variable
Annual fee
$95
Welcome bonus
Earn 90k bonus points
See rates and fees. Terms apply.
Read our Ink Business Preferred® Credit Card review.
The Ink Business Preferred® Credit Card is an excellent business card with useful benefits, valuable rewards and a generous welcome bonus.
Earns flexible travel rewards you can transfer to airline and hotel loyalty programs such as World of Hyatt, Southwest Rapid Rewards and many more
Valuable welcome bonus worth $1,125 in travel when redeemed through Chase Travel
Strong travel and shopping protections
No intro APR offer
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select’s editorial staff.
Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
Points are worth more when you redeem for travel through Chase Travel℠
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater
How to qualify for a Chase Ink Business credit card
You’ll need a good to excellent credit score to get approved for either of these cards. You’ll also need to have an eligible business, but that may be easier than you think.
You don’t need a startup or even a full-time venture — a side hustle, freelance gig or independent contractor position can be enough to qualify for a business card.
These cards are usually subject to the unofficial Chase 5/24 rule, which makes it more difficult to get approved for a Chase card if you’ve opened five or more credit cards from any bank in the past 24 months.
Keep in mind, while these cards are affected by the 5/24 rule, they won’t add to your 5/24 count because they’re business credit cards and won’t appear on your personal credit report.
Intimidated by the business credit card application process? We’ve got you covered with our step-by-step guide to applying for a Chase business credit card.
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