By News18

Copyright news18

Settling abroad might sound exciting at first, but it is the cost of living that can quickly become a nightmare. Sky-high rent deposits, mandatory health insurances, bureaucratic fees and transport passes can sometimes burn a hole in your pocket in places like Germany or any other foreign country. Even everyday groceries and dining out often feel like a luxury rather than a necessity. Recently, an Indian-origin couple living in Germany listed out their monthly expenses by posting a video on Instagram. The clip, however, sparked an online debate, receiving mixed reactions.
As per the video, a large portion of the couple’s income goes to housing, with their rent costing 1,500 euros (Rs 1.55 lakh). Utilities like electricity amount to 100 euros (Rs 10,360) while car-related expenses add up to 120 euros (Rs 12,500) for insurance and 200 euros (Rs 20,700) for petrol. On the other hand, daily sustenance like groceries tallies 600 euros (Rs 62,000) and dining out reaches 400 euros (Rs 41,400). Gym memberships are allocated at 80 euros (Rs 8,300).
The side note added, “Travel is not included in this, nor the other insurances we have. Living in Germany as an Indian is not just about travel and lifestyle — it is about managing your budget smartly.”

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A post shared by Payal & Gaurav | Germany | Europe | Helping YOU to move Abroad (@payalineurope)

Internet Shares Mixed Opinions
The Internet was left divided by the video. “Come back. Why (are you) struggling there?” urged one user. “Do you save any money? Cause the expenses are too high,” pointed out another. An individual wanted to know, “What is the average income in Germany?” “When both work, this works out well. But I understand the high taxes in Germany,” read a remark.
“It is a fact, but not for everyone. This kind of expense and income is only for a few foreigners. The rest have an average income of 60-80k (without tax) and expenses of almost 2000 to 2500, depending on your living standards,” explained one person. Many wanted to know the couple’s monthly income.
Germany’s Kindergeld Policy
Although living in Germany might be expensive, the country gives monetary concessions for raising a child here. As of 2025, the Family Benefits Office at the Federal Employment Agency offers a monthly payment of 255 euros to parents so that the basic needs of a child are met. This is known as the Kindergeld policy.